Smart Movers Club

    Moving to Germantown, TN

    Is Germantown a good place to live?

    Watch Germantown

    Germantown ranks #3 of 28 Tennessee cities with 25,000+ people on the Smart Movers livability score (67/100), which weighs home affordability, unemployment, education and population growth. Population fell 0.7% in the latest Census year.

    Median home value
    $441,200
    +9.7% vs prior year
    Median rent
    $1,760
    per month
    Household income
    $144,799
    median
    Unemployment
    3.1%
    lower is better

    Cost of living in Germantown

    The median home value in Germantown is $441,200 and median rent is $1,760 a month, against a median household income of $144,799. Homes cost about 3.0× a year of income (under 3× is considered affordable).

    Germantown crime rate

    City-level FBI figures vary by agency; across Tennessee the 2025 rate was 499 violent and 1,661 property crimes per 100,000 people — #14 highest of 50 states. The full report breaks down local trends.

    Moving to Germantown, TN

    Germantown has about 40,812 residents, 3.1% unemployment and 38% of adults with a bachelor's degree or higher.

    Compare Germantown with

    Germantown vs NashvilleGermantown vs MemphisGermantown vs KnoxvilleGermantown vs ChattanoogaGermantown vs ClarksvilleGermantown vs MurfreesboroGermantown vs FranklinGermantown vs Johnson City

    More: Where to move in Tennessee · Best counties in Tennessee

    Sources: U.S. Census Bureau ACS 5-year estimates (2023, compared with 2022); FBI Crime Data Explorer.

    Home listings, local news, migration, schools, resources and the Smart Movers Grade & Verdict.

    See the full Smart Movers Club report