Smart Movers Club

    Moving to St. Charles, MO

    Is St. Charles a good place to live?

    Watch St. Charles

    St. Charles ranks #8 of 29 Missouri cities with 25,000+ people on the Smart Movers livability score (64/100), which weighs home affordability, unemployment, education and population growth. Population grew 0.5% in the latest Census year.

    Median home value
    $280,800
    +8.1% vs prior year
    Median rent
    $1,186
    per month
    Household income
    $85,522
    median
    Unemployment
    2.3%
    lower is better

    Cost of living in St. Charles

    The median home value in St. Charles is $280,800 and median rent is $1,186 a month, against a median household income of $85,522. Homes cost about 3.3× a year of income (under 3× is considered affordable).

    St. Charles crime rate

    City-level FBI figures vary by agency; across Missouri the 2025 rate was 426 violent and 1,689 property crimes per 100,000 people — #16 highest of 50 states. The full report breaks down local trends.

    Moving to St. Charles, MO

    St. Charles has about 71,048 residents, 2.3% unemployment and 27% of adults with a bachelor's degree or higher.

    Compare St. Charles with

    St. Charles vs Kansas CitySt. Charles vs St. LouisSt. Charles vs SpringfieldSt. Charles vs ColumbiaSt. Charles vs IndependenceSt. Charles vs Lee's SummitSt. Charles vs O'FallonSt. Charles vs St. Joseph

    More: Where to move in Missouri · Best counties in Missouri

    Sources: U.S. Census Bureau ACS 5-year estimates (2023, compared with 2022); FBI Crime Data Explorer.

    Home listings, local news, migration, schools, resources and the Smart Movers Grade & Verdict.

    See the full Smart Movers Club report